Job Description

Job Summary

This role supports the Director US Capital Markets Financial Crimes by ensuring alignment with regulatory requirements such as the FINCEN CDD Rule, the USA PATRIOT Act, and other AML policies. The opportunity involves acting as a subject matter expert in Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), providing tailored training, and collaborating with stakeholders to assist on end-to-end change management plans for the CDD and EDD program initiatives.

Job Description

WHAT IS THE OPPORTUNITY?

This role supports the Director US Capital Markets Financial Crimes by ensuring alignment with regulatory requirements such as the FINCEN CDD Rule, the USA PATRIOT Act, and other AML policies. The opportunity involves acting as a subject matter expert in Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), providing tailored training, and collaborating with stakeholders to assist on end-to-end change management plans for the CDD and EDD program initiatives.

WHAT WILL YOU DO?

• Advisory and support on Customer Due Diligence (including Customer Identification Program), Enhanced Due Diligence and RBC Enterprise Policy requirements.
• Provide support to the Enhanced Due Diligence Team by reviewing high-risk client assessments on potential high-risk clients and politically exposed persons, serving as liaison with the High-Risk Client team, and assisting with other business initiatives.
• Act as a subject matter expert on CDD, EDD, and RBC Enterprise policies.
• Respond to inquiries about AML regulatory requirements.
• Collaborate with global AML teams to align AML policies.
• Develop and maintain knowledge of regulations (BSA/USA PATRIOT Act/AML Act and updates to the CDD Rule) and remain current with regulatory laws, rules and guidance.
• Develop and facilitate training on regulatory requirements, internal policies, and emerging trends.
• Review and adjudicate negative news escalations and alerts.
• Conduct due diligence assessments and liaise with various teams to advise on next steps.
• Assist with developing and enhancing AML controls, performing gap analyses, and updating policies and procedures.
• Maintain the documentation library for AML-related policies.
• Coordinate with stakeholders to understand the onboarding process and manage client risk exposure.
• Support project delivery leads with status reporting, stakeholder engagement, and presentations.
• Promote adherence to RBC’s policies on conduct, development, and regulatory guidelines.
• Stay updated on financial crimes, terrorism financing, and regulatory matters.

WHAT DO YOU NEED TO SUCCEED?

Must have

• Minimum 4 years in financial crimes investigation, law enforcement/regulatory roles, or banking.
• In-depth understanding of the USA PATRIOT Act, BSA, and FINCEN CDD Rule.
• Demonstrable knowledge of Capital Markets products and their role in financial crimes.
• Undergraduate degree coupled with change management experience in complex programs with high frequency of requests and multiple priorities.
• Demonstrated ability in written and oral communication skills along with strong presentation skills. Ability to determine the information and communication needs of the stakeholders and project.
• Strong organizational, project management and time management capabilities.
• A strong understanding of technology and/or financial services industry.
• Deadline-driven and results-oriented; able to meet consistently high quality standards while handling a variety of tasks and deadlines simultaneously.

Nice-to-have: 

• University degree or equivalent experience.

• Certified Anti-Money Laundering Specialist (CAMS) designation (or willingness to attain within 6 months).
• Knowledge of banking systems, SharePoint, and Capital Markets business/products.
• Strong data analytical skills.
• Effective written and oral communication skills.
• Critical thinking and problem-solving abilities.
• Strong interpersonal and organizational skills.
• Intuitive, inquisitive mindset.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options
• Opportunities to do challenging work

The good-faith expected salary range for the above position is $80,000 - $135,000 depending on factors including but not limited to the candidate’s experience, skills, registration status; market conditions; and business needs.  This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.

RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

·       Drives RBC’s high performance culture

·       Enables collective achievement of our strategic goals

·       Generates sustainable shareholder returns and above market shareholder value

#LI-POST

#LI-Hybri

Job Skills

Anti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

Address:

GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITY

City:

Jersey City

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-05-19

Application Deadline:

2025-06-30

Note : Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

I nclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

Job Tags

Full time, Flexible hours,

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